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How to Cancel and Replace a Lost Bank of America Debit Card

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Lost Bank of America Visa Debit Card

If your Bank of America debit card is stolen or lost, it's easy to cancel, replace, and they'll even give you a temporary card while you wait for the new card to arrive. This is how I replaced my lost debit card.

How would you like to replace your lost Bank of America ATM Card

If I need to replace a lost card, I'd rather

  • Call Bank of America and have them cancel my old card and send a new one.
  • go to the local branch and have them cancel my old card, and give me a temporary card while I wait for a new card in the mail.
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On my way to bank

Steps to Replace you Debit Card Quickly

  1. Head to your local Bank of America branch
  2. Go to the new accounts department. Usually, this is quicker than waiting to see a teller.
  3. Tell them you lost your debit or ATM card.
  4. They will ask for ID. Be sure to bring your drivers license with you.
  5. They will cancel your old card.
  6. Next they will give you a temporary card that is good for 30 days. That should be long enough for your new card to arrive in the mail.
  7. You'll need to activate your temporary debit card at an ATM machine in the bank. The temporary card has the same PIN as your old card.
  8. They will send you a new card in the mail.

I just did this process and the entire process to getting out the door took about five minutes. One of the really nice things about canceling your card in the Bank is that they give you a temporary card. The temporary ATM/Debit card will work just like your old card, so it's a big convenience. I used it at a store after activating it at the bank, just to make sure it would work. It did!

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Let us know how you lost your Bank of American Debit Card

Lisa 9 months ago

Michael -- call BOA at 1-800-841-4000. They will answer 24/7. Tell them you lost your card. They'll cancel it and send you a new one. You won't get a temporary that way, but they won't be able to use your card either.

I prefer bank -- this way you have a temporary card.

michael e olmstead 17 months ago

what to do on holiday when you lose your atm card and you know that someone is useing it and no one at bank to assist you it is Sat and bank is not open till Monday they can clean me out and I can't stop them they have used my card twice already what to do

mike

festersporling1 2 years ago

I've had to go through this. Accurate.

ocbill 2 years ago

sounds a lot safer than a credit card. Capital One cancelled by credit for no reason. I called after the merchant said you have no credit I said WTF, in a nicer tone though with a smile, and finally Cap One did not understand why it happened. in summary I was the 4th mistake they made with me in a month. Yup, a balance transfer to a responsible company coming.

gredmondson 2 years ago

I lost my American Express credit card a few months ago. Within a few hours, three charges were made on it. All of those charges were removed from my bill, and a new temporary card was sent to me by 48 hours because I was not at my billing address. I was impressed by their service.

Paul Edmondson 2 years ago

I went through this process yesterday. The funny thing is I had a late night at work and when I got home it was late, so I decided to pick up dinner. When I was in the restaurant, the waiter walked over and said is this card yours. I laughed and told her I just canceled it.

dusanotes 2 years ago

Thank you. Paul, for that straight forward Hub about what to do when we lose or damage a Bank of America ATM Visa card. I know it's not too hard, and the phone is our preferred way. Thanks again for your Hub. Don White

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